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|spud (profile) wrote, |
on 12-7-2015 at 8:20pm
|pissed off about a bunch of other stuff. trying not to take it out on the people around me.
been trying to buy a house. since june. in the final credit refresh before clear to close, a collection showed up from a lease I signed three fucking years ago, and never heard from them about. I didn't give them a forwarding address, but I didn't have an address to give them. paid it immediately, but it still dinged my credit score by 75 points, which dropped me below the FHA threshold of the lender I was working with. the deal's not completely dead, but it doesn't look good.
I was extremely prayerful and accommodating through the whole process, and I just don't understand what i'm doing wrong. the mantra has been, and continues to be: if it's supposed to happen, it will; if it's not, it won't. sometimes the mantra works. times like now, it doesn't make a damn bit of difference.
it mostly boils down to a lack of control, which is frustrating. being told you're fucked for basically doing everything right, apart from some wreckage from my past - which I cleared up promptly - just sucks. I also have unrealistic expectations of myself. I've never bought a house before. hell, I've never financed anything on my own before. dad co-signed for my car, and they make student loans entirely too easy to get. it's unrealistic for me to think I should know exactly what to expect, and to be prepared for every eventuality, and then get pissed at myself for getting blindsided by shit all the time.
I've got $3000 out of my pocket tied up in this whole deal so far, and now they're saying the deal's probably going to fall through, but I should still get $1000 back. whoopee, what a consolation. but honestly it's only numbers on a spreadsheet. I have to look at it that way. it gets too real if I reason that I worked the entire month of july for absolutely nothing, even if that's basically what it amounts to. if you had told me at the beginning of that month that I would bust my ass at work, put in all that overtime, so I could take that money out of the bank later in the year and light it on fire, I would have given you precise directions on where to fucking stick it. so I guess it's understandable that i'm upset.
I have also been fixating on the prospect of a relationship a lot. on the one hand, of course it's desirable. I would enjoy both having and being a companion. someone to live life with, you know? plus sex is rad. it's been an embarrassingly long time since anyone other than me has touched my penis. that's not the primary motive, but it's definitely a secondary consideration in that equation.
it bothers me that a house is such a huge part of that deal as well. I don't like to think that material things matter in a romantic scenario, but they totally do. it's practical, you know? what am I bringing to the table? hey baby, come on over and Netflix and chill in my dad's basement? btw, my stepmom will intermittently and without warning blow up about something that moments before was a non-issue. it's all part of the fun! you never know when it will happen, or what it will be that sets her off, but you can rest assured - it will happen at some point. experience the thrill of the hours and days of joyful tiptoeing that precede it!
not to mention, what if she wants kids? maybe not right this minute, but eventually? I'd like to think I would be a cool dad, but you can't feed your family 'awesome' for breakfast. they can't live in 'totally rad'. so, financial stability is important to bring into a relationship, and any woman I would want to be with would hopefully see that.
I need to do a 20 - 10 - 5. you make a list of 20 attributes you would like to have in a partner. then you sit on it for a while. after some time, you whittle that list down to 10 things. then take another break. after that, you pare the list down to the 5 most important things you want to have in your significant other. then those 5 criteria are supposed to help you narrow the search when you're shopping around. at least, that's the theory. i'm not sure it would help, necessarily, but it would at least be an intriguing exercise.
it's not all about the money, though, or even finding 'the one'. perhaps the most important (and thus, discouraging) consideration is what do I have to offer? spiritually? emotionally? physically? how much free time can I spare? I have to question how much energy i am willing to put into cultivating a healthy and lasting relationship with someone, when i look at the amount of energy i'm willing to put into dating. it's pitiful. so, as much as i want to bitch about being alone, and freak out about how i'm doomed to be alone for the rest of my life, it's unreasonable. i barely set aside enough time to sleep, let alone pursue somebody. it's like, i keep telling myself i'm going to eat better, exercise more, get my shit organized, finally learn Spanish, etc. it's not going to happen. maybe some of it will someday. but right now, it's a struggle to make sure i have clean laundry and cold lunches for the week. (also, the zipper on my lunch bag is broken. i'm still using it, but it pisses me off every time.)
i still let anger and fear dictate much of my life. how am i going to be available to help someone else through their shit if i'm too busy wrestling with my own demons. it just doesn't make sense.
ultimately, the house precipitates all this stuff. assuming i get the promotion at work it looks like i'm getting, and i do find a place to live, then i can start working on saving up money (or at least building equity), and living better. i really think i'm ready to be on my own for awhile. I've literally never had that. I've never lived in a place all by myself. the more i think about it, the more appealing it sounds.
so i guess i need to do whatever it takes to make it fucking happen. GOD WILLS IT! (that's a joke, by the way. i'm getting better at relying on the fact that there's a plan. i'm still no closer to knowing what the plan actually is.)
in other news, the band is still working on developing material. we're hoping to have an album in the can by next fall, ready for a winter/spring release. at least, that's the tentative game plan.
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What an interesting entry. There are so many things one could discuss in it.
Re: , 12-13-15 9:18pm
the deal on the house has been terminated.
Re: Re: , 12-16-15 3:08am
I don't understand how they can take money from you before even telling you that you would qualify. I understand paying for a credit check, but that is all. Are you sure they are not scamming you?